Keep Making Your Rent Payment Even If Your Landlord Is In Default On Their Mortgage

Trying to qualify to buy a home? If so, and your landlord is in default on their mortgage you should continue to make your rent payments for two reasons. Learn why you should keep making your rent payments even if you landlord is in foreclosure proceedings.

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Use Your IRA to Buy Your First Home

According to Roth IRA rules you can use money from your Roth IRA to purchase a home if you are a first time home buyer. But don’t let the Roth IRA rules definition of first time home buyer confuse you if you are trying to qualify for a federal, state, or local first time home [...]

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Pennsylvania Tax Credit Advance Loan Program For First Time Buyers

First Time Home buyers in Pennsylvania who plan to use the Keystone Home Loan and the Keystone Home Loan Plus Programs for a home purchase may now qualify for the PHFA Tax Credit Advance Loan Program. The PA Tax Credit Loan Program is designed to let PA First Time Buyers to take advantage of the [...]

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Virginia Home Buyer Tax Credit Plus Program For First Time Buyers

First time home buyers in Virgina can use the Home Buyer Tax Credit Plus Program to buy their first home and get advance money for $8000 tax credit from IRS

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Use A FHA Home Mortgage To Purchase A House

Since the late 1990′s to prior to the current credit crisis, the demand for FHA home mortgage loans was limited to first time home buyers and those home buyers who less than perfect credit. Since the mortgage and real estate crash of 2007-2008, many lenders have gotten rid of other loan programs. As a result, [...]

June 26, 2009 Read the full article →

Scale: Credit Score Highest To Lowest

The scale for credit scores ranges from 850 to 350 depending on who you talk to. An excellent credit score is a middle score greater than 740.

June 23, 2009 Read the full article →

Home Buyers Tax Credit – Is $15000 A Reality?

$15000 Home Buyers Tax Credit bill introduced by Senator John Isakson calls for more home buyers to stimulate the housing market. Homebuyer Tax Credit Act of 2009 summarized.

June 16, 2009 Read the full article →

Is Now The Right Time To Buy A Home?

Chandler, AZ – There is a lot of news coverage about home buying in 2009, especially in Arizona where home prices are way down due to the oversupply of vacant properties up for sale from foreclosures. Just about everyday when watching the news or reading news posts on the Internet there is some story about [...]

June 14, 2009 Read the full article →

Dispute Errors On My Credit Report – How To Do It

Where to dispute credit report errors. What to include in a credit report dispute letter. Learn about how to dispute credit report errors and more.

June 11, 2009 Read the full article →

Dispute Letter Credit Report – Sample Credit Report Dispute Letter

Filing a credit report dispute letter is an important part of the process to improve your credit scores and credit report. You will want to ensure that you include the following items as a minimum in your dispute letter for every credit account you dispute: What To Include In Credit Report Dispute Letter Full name, [...]

June 11, 2009 Read the full article →

Can I Fix My Credit? Steps To Fixing Your Bad Credit

Can I fix my credit and improve my credit scores to get approved for better mortgage interest rates and loan programs? The answer is yes, and you can do it several ways. You can hire a credit repair company or you can do some things yourself to fix your credit. What does Fix My Credit [...]

June 10, 2009 Read the full article →

Lease To Buy Contract – Items to Protect Your Time and Money Investment

Protect yourself with your lease to buy contract with including these items. Underwriting guidelines for mortgages have certain requirements that the lease purchase contract must meet to be valid for buying a home.

June 3, 2009 Read the full article →

Lease Rent to Own – How To Buy A Home With Bad Credit

How about a lease rent to own agreement as a way to buy a home with bad credit? Ever heard of it before? The lease to own option is a great way to buy a home if you have had recent credit problems and cannot currently qualify for a mortgage. Perhaps you have just gone [...]

June 3, 2009 Read the full article →

FHA Tax Credit Bridge Loan Or Tax Credit Purchase – HUD Policy Announcement

HUD and FHA have posted new guidelines to the much anticipated policy regarding how approved lenders and approved non-profit entities can give home purchase tax credit short term bridge loans to allow first time home buyers to take advantage of their home purchase tax credit authorized by the Obama Stimulus Plan. More importantly, FHA has [...]

May 29, 2009 Read the full article →

Home Buyer Tax Credit Filing Options To Get $8000 For Down Payment

IRS Tax Credit Filing Options For First Time Home Buyers To Claim $8000 Home Purchase Tax Credit explained.

May 25, 2009 Read the full article →

Credit Card Reform Approved By Congress – Good News For All Credit Card Holders

The Senate had already passed the sweeping credit card reform bill and now the House of Representatives has passed it too. Now the bill goes to President Obama for his signature, which news sources are suggesting he’ll sign into law on Friday, May 22, 2009 just before the Memorial Day Holiday. This is certainly good [...]

May 21, 2009 Read the full article →

Credit Card Changes On The Way – New Rules May Lead To Improving Credit Scores

Credit card changes from Credit Card Reform Bill may lead to higher credit scores and more money for a down payment to buy a home. New Credit Card Rules should save consumers money and hassle.

May 20, 2009 Read the full article →

FHA Short Term Bridge Loan Update – Feds Still Plan To Allow Tax Credit For Down Payment

FHA – HUD still plan to allow FHA approved lenders to offer short term tax credit bridge loans to first time home buyers who want to use their home buyer tax credit in advance of getting it in their 2010 tax return.

May 19, 2009 Read the full article →

Down Payment Help – What Can I Use For My Down Payment?

Down Payment Help – mortgage loan program type will determine what sources of money you can use for your down payment. FHA down payment sources summarized.

May 19, 2009 Read the full article →

Will FHA Offer Short Term Bridge Loan For The $8000 Housing Tax Credit Or Not?

Is FHA – HUD going to offer the Housing Tax Credit Short Term Bridge Loan as announced by HUD Secretary Shaun Donovan at the NAR Real Estate Summit on 5/12/2009? Controversy over how loan is collateralized – make the home collateral or the tax credit.

May 19, 2009 Read the full article →

How To Get A Home Loan – Apply For A Mortgage First

How to get a home loan starts with applying for a mortgage first. Learn how to apply for a mortgage and what happens during this part of the process to get a home loan.

May 18, 2009 Read the full article →

Get Rid Of Credit Card Debt With Debt Settlement

Use Debt Settlement to get rid of credit card debt. Over time, debt settlement will not only get you out of debt, it will help you improve your scores and credit.

May 17, 2009 Read the full article →

Use HomePath Mortgage Program To Buy Fannie Mae REO Properties

Fannie Mae Created the HomePath Mortgage Loan Program to help it sell its REO foreclosed properties. Learn more about the HomePath Mortgage Loan Program.

May 15, 2009 Read the full article →

Buying Fannie Mae REO And Bank Owned REO Properties

Buying Fannie Mae REO and Bank Owned REO Foreclosed Properties are how to get a real deal on buying a new home. Fannie Mae REO and Bank Owned REO are explained.

May 15, 2009 Read the full article →

$8000 Home Buyer Tax Credit – FHA Home Loan and 620 Credit Scores

To qualify for the $8000 home purchase tax credit you will need to be first time home buyer who qualifies for at least an FHA home loan program with a minimum credit score of 620.

May 14, 2009 Read the full article →

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